Loan program
Bridge loans
Fast, short-term capital that closes on your deal's timeline — so you can buy now and arrange the permanent financing, sale, or stabilization afterward.
When a bridge loan is the right tool
Auction purchases and trustee sales with hard deadlines. Sellers who'll take a discount for a fast, sure close. A property you need to control today but plan to refinance or resell within months. In each case the bridge loan buys you the one thing conventional financing can't: speed.
Exits are flexible — sell, refinance into a DSCR loan, or complete a value-add plan first. If the property needs real renovation, a fix & flip structure with rehab draws may fit better.
Asset-based by design
Bridge lenders underwrite the property and the exit plan, not your tax returns. That keeps documentation light and timelines short — with title, insurance, and a clear exit, closings can happen in as little as 10 days.
Typical parameters
- Loan amount
- $50K – $5M+
- Term
- 6 – 24 months
- LTV
- Up to 75%
- Interest rate
- 8% – 15%
- Origination
- 0 – 5 points
- Payments
- Interest-only typical
- Min credit score
- None required
- Closing speed
- As fast as 10 days
Ranges vary by lender, deal, and borrower experience — every quote is personalized.
Common questions
How fast can a bridge loan actually close?+
With a cooperative title company and clear collateral, 10 days is realistic; two to three weeks is routine. The usual bottlenecks are title and insurance, not the lender.
What exits do lenders accept?+
Sale of the property, refinance into long-term financing, or payoff from another liquidity event. A credible exit plan is the core of bridge underwriting.
Are payments due monthly?+
Most bridge loans are interest-only with a balloon at maturity. Some lenders offer interest reserves so nothing is due out of pocket during the term.
Ready to fund your next deal?
Whether it's your first flip or your fiftieth — send the deal over for a free, no-obligation review.
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